Compliance & security
Designed with bank governance and regulator expectations in mind
Payvizio focuses on orchestration and integrations. Custody and settlement remain within bank-led flows, subject to the bank’s approvals and processes.
No fund custody
Payvizio is positioned as an orchestration and integration layer. Funds remain in bank-controlled accounts and bank-owned flows (as applicable to the use case).
- Clear separation of roles
- Bank-owned custody and settlement logic
- Reduced operational ambiguity
Bank-owned escrow flows
Where escrow patterns are required, the design keeps ownership and control with the banking partner. Payvizio can integrate and provide operational visibility.
- Bank-controlled approvals and release conditions
- Audit-friendly event trails
- Explicit controls for enterprise governance
Data security & encryption
Security practices focused on confidentiality, integrity, and audit evidence. Exact controls depend on deployment and integration requirements.
- Encryption in transit and at rest (implementation dependent)
- Secrets and key management practices (implementation dependent)
- Access controls and least-privilege patterns
Audit & logging
Structured logs and event histories designed to support internal audits, investigations, and operational reporting.
- Immutable event trail patterns
- Role-based access visibility
- Operational evidence for exception handling
Regulatory alignment (RBI-friendly wording)
Payvizio is designed to support bank-led integration patterns and evidence-driven operations. Any regulatory positioning should be finalized with counsel and banking partners based on the exact product scope and contractual roles.
Need a compliance-focused integration discussion?
Share your governance constraints and audit expectations — we’ll map an integration approach that fits bank and enterprise requirements.