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Payment orchestration

Every payment, sent down the route that works.

PayVizio connects your business to multiple payment gateways through one integration, and routes each transaction by rules you control, with failover, one lifecycle and one reconciled record.

CHECKOUTUPICardNetbankingPayViziorouting engineGateway AHealthyGateway BHealthyGateway CDegradedPayment successful
  • API-first
  • Idempotent payments
  • Signed webhooks
  • Gateway failover
  • Reconciliation
  • Audit trails

What is PayVizio?

PayVizio is an Indian payment orchestration platform that connects businesses to multiple payment gateways through one integration and routes each transaction by rules they control.

PayVizio (PayVizio Technologies Private Limited, Bengaluru, India) builds payment orchestration technology: one API across multiple payment gateways, rule-based smart routing, provider health monitoring, failover, signed webhooks, and reconciliation. It also provides PayVizioSmart, a fee payment and collection layer for schools, and KYC/KYB services for merchant onboarding. PayVizio is a technology provider; it does not hold customer funds and is not a bank or payment aggregator.

Why orchestration

Outcomes, not just another gateway.

Resilience

No single gateway is a single point of failure. Traffic moves away from trouble automatically.

Visibility

Per-gateway success, failures and settlements in one place, so you see where revenue leaks.

Control

Routing rules you set and can preview, by method, amount, merchant and weight.

Less operations work

One integration, one lifecycle, one reconciled record instead of one per provider.

See it work

Take a gateway down. Watch the traffic move.

Pick a payment method, simulate an outage, and see how rule-based routing fails over to healthy gateways.

Interactive illustration · not live data

  • Gateway A

    Healthy
    55%
  • Gateway B

    Healthy
    30%
  • Gateway C

    Healthy
    15%

Next UPI payment

Gateway A

Routed by your rule for this payment method.

Real routing uses the rules, weights, health signals and cost settings you configure per merchant.

Lifecycle

From request to reconciled record.

  1. 01

    Create

    An idempotent payment request reaches one API.

  2. 02

    Decide

    Rules, weights, gateway health and cost pick the route.

  3. 03

    Process

    The payment goes to the chosen gateway.

  4. 04

    Recover

    If a gateway degrades, the next eligible one takes over.

  5. 05

    Confirm

    Provider callbacks arrive as one normalised webhook.

  6. 06

    Reconcile

    Payments, refunds and settlements land in one ledger.

FAQ

Frequently asked questions

What is PayVizio?

PayVizio is an Indian payment orchestration platform that connects businesses to multiple payment gateways through one integration and routes each transaction by rules they control. It also offers PayVizioSmart for school fee collection and KYC/KYB services for merchant onboarding.

Is PayVizio a payment gateway?

No. PayVizio is orchestration technology that sits above payment gateways, aggregators and banks. Those providers process and settle the payments; PayVizio routes transactions between them and keeps one lifecycle and one reconciled record.

What is payment orchestration?

Payment orchestration connects a business to several payment providers through a single integration and decides, per transaction, which provider should process it, using rules, provider health, success rates and cost. If a provider degrades, traffic fails over to another.

Who is PayVizio for?

Ecommerce and D2C merchants processing significant online volume, schools collecting fees, and organisations that onboard merchants and need KYC/KYB verification.

Does PayVizio hold my money?

No. PayVizio does not hold customer funds. Payments are processed and settled by the licensed payment providers a merchant contracts with.

See where your payment stack is losing money.

Tell us about your setup. We will walk you through the platform and what an integration involves.