Cloud-Native Payment Infrastructure & Digital Finance Products

PayVizio builds scalable payment gateway software for businesses and Habit Money — a consumer financial management app.

What We Build

Two products. One infrastructure-first approach.

B2B payment orchestration and B2C personal finance, built on the same cloud-native stack.

B2B SaaS — API-first payment orchestration, multi-PSP routing, ledger, settlement, and reconciliation for merchants and platforms.

B2C fintech — personal finance tracking, budget engine, spend categorization, and insights. Mobile-first.

Technology & Infrastructure

Microservices, event-driven processing, and a consistent ledger model. Built to run on Kubernetes with managed databases and message queues.

Built on Cloud Infrastructure

Kubernetes, managed databases, pub/sub, and caching — the same stack that runs our payment and consumer products.

GKE

Kubernetes cluster for containerized microservices

Cloud SQL

Managed PostgreSQL for transactional and reporting data

Pub/Sub

Event streaming and async processing

Redis

Caching, rate limiting, and session state

Security & Compliance

Encryption in transit and at rest, IAM-based access, audit logging, and compliance-aware design for regulated environments.

Encryption (TLS, at-rest) and secrets management

IAM and least-privilege access

Structured audit logs and retention

No fund custody — bank-led settlement flows

Fraud detection hooks and idempotency

CI/CD with secure pipelines

Get in touch for API access, product demos, or partnership discussions.