B2C Fintech
Habit Money App
Personal finance tracking with a budget engine, spend categorization, and insights. Mobile-first design for everyday money management.
Features
Budget, categorize, and understand spending
Budget engine
Set and track budgets by category with alerts and rollover rules.
Spend categorization
Auto-categorize transactions with rules and manual overrides.
Insights & analytics
Spending trends, breakdowns, and export for tax or planning.
Mobile-first design
Native-feel UI for iOS and Android with offline-ready flows.
Backend architecture
Scalable and secure
Sync engine, categorization pipeline, and analytics run on the same cloud stack as the payment gateway — GKE, Cloud SQL, and event-driven processing.
- Sync and categorization pipelines
- Aggregation and analytics jobs
- Mobile API with auth and rate limiting
- Data retention and export
